Personal Injury 

• Injury to the body, mind or emotions
• Most common types of personal injury claims are 
  • Road traffic accidents
  • Accidents at work
  • Tripping accidents
  • Assault claims
  • Accidents in the home
  • Product defect accidents (product liability)

Vehicle Accidents 

• Occurs when a vehicle collides with another vehicle, pedestrian, animal,road debris, or other stationary obstruction, such as a tree or utility pole.
• A number of factors contribute to the risk of collision, including
  • Vehicle design
  • Road design
  • Road environment

Premises Liability

• The liability for a landowner for certain torts that occur on the real property
• This can range from things from injuries caused by a variety of hazardous conditions, including
  • Open excavations
  • Uneven pavement
  • Standing water
  • Crumbling curbs
  • Wet floors
  • Falling objects
  • Inadequate security
  • Insufficient lighting

Work Injury 

• Bodily damage resulting from working
• Common causes of industrial injury are
  • Poor ergonomics
  • Manual handling of heavy loads
  • Misuse or failure of equipment
  • Exposure to general hazards
  • Inadequate safety training and clothing
• General hazards in a work environment include 
  • Electricity
  • Explosive materials
  • Fire
  • Flammable gases
  • Heat
  • Height
  • High pressure gases and liquids
  • Powerful or sharp moving machinery
  • Radiation
  • Toxic materials

Construction Injury 

• One of the most exposed occupational hazards
• Falls accounted for 51% of construction injuries resulting in death
• Builders are more likely to fall from height than those who work in less dangerous locations, such as an office.

Toxic Torts

• Personal injury lawsuit in which the plaintiff claims that exposure to a chemical caused the plaintiff's injury or disease (i.e. Coronavirus).
• People are typically exposed totoxic chemicals from 
  • Pharmaceuticals
  • Consumer products
  • The environment
  • In the home
  • At work
• Most toxic tort cases arise either from exposure to pharmaceutical drugs or occupational exposures.

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